Position title
Corporate Counsel - Legal, Compliance & Corporate Governance
ESSENTIAL DUTIES & RESPONSIBILITIES:
  • Assist VP —Legal & Compliance with updating and maintaining UCFS’s Compliance Program to assure compliance with Federal laws and regulations, e.g. ECOA, TIL, FTC Safeguards Rule, FTC Red Flags and Address discrepancy Rules, FTC Cooling Off Trade Rule, FTC Credit Practices Rule, FCRA, FACTA, TCPA, EFTA, FDCPA (best practices), etc. and applicable state laws and regulations governing consumer credit and protection and the equivalent for foreign markets.
  • Conduct legal research and provide guidance on federal and state laws governing consumer financing and sales finance company operations.
  • Draft and edit business and consumer contracts, update same on annual basis.
  • Work as directed with Scott Fetzer legal and/or outside counsel regarding federal, state & foreign laws, regulatory actions, litigation, employment matters, business contracts, etc. May serve as key point of contact for UCFS on select litigation matters.
  • Manage regulatory filing needs including license applications, annual reports, license renewals and notifications, examinations and inquiries (CFPB, NYDFS, other states), and complaints (AG, Dept. of Financial institutions, BBB, Media, etc.) and responses. Escalate complaints to VP—Legal and Compliance, work with same to resolve complex regulatory and complaint matters.
  • Ensure regulatory and legal compliance reviews on all policies, procedures, systems and processes of operating departments, sales and marketing programs and financial products, credit agreements, applications and consumer forms, and assist with developing related policies and procedures.
  • Edit and create compliance training, as needed, to ensure enterprise compliance.
  • Serve as the point person for Corporate Governance matters, including, but not limited to taking the official Board meeting minutes, serving as a member of Company’s Fair Lending Committee, serving as a member of the Company’s Risk Committee, taking and maintaining minutes and records of meetings.
  • Oversee and monitor Federal and state laws and regulations for changes and new requirements; revise forms, policies, procedures, systems and processes as needed.
  • Develop and maintain strong internal and external collaborative relationships.
  • Undertake other special projects as assigned.
SKILLS & ABILITIES
  • Ability to research, analyze and interpret laws, rules and regulations.
  • Knowledge of applicable alphabet regulations, FDCPA, FACTA, FCRA, TCPA, CCPA, Privacy laws, Consumer Credit Protection Act (ECOA, TIL, etc.), Red Flags Rules under FTC, FTC Cooling Off Trade Rule, FTC Credit Practices Rule, EFTA, state laws governing consumer credit, and other regulations, as applicable.
  • Ability to draft and negotiate contracts and agreements.
  • Proficient in counselling and advising clients and business leaders on legal issues, risk mitigation and compliance with company policy and regulatory environment.
  • Communicate effectively both orally and in writing in a concise manner.
  • Proficiency with a computer, legal research platforms, standard office equipment and computer programs, including but not limited to Microsoft Office Suite (Outlook, Excel, Word) and AS400 up to 8 hours per day.
EDUCATION / QUALIFICATIONS
  • Juris Doctorate from an ABA accredited law school.
  • Member in good standing with a State Bar Association.
  • 5-7 years of legal experience in a law firm or in-house corporate environment handling consumer lending/indirect lending and non-complex commercial transactions.
  • Experience drafting consumer and commercial agreements.
  • In-house or law firm experience advising internal and/or external clients.
WORKING CONDITIONS

This position operates in a professional office environment at UCFS offices in Westlake, Ohio. May work hybrid schedule of in office and remote.

Employment Type
Full-time
Duration of employment
Permanent Position
Industry
Financial Services
Job Location
865 Bassett Rd., Westlake, 44145
Date posted
November 22, 2021
Valid through
January 28, 2022
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Position: Corporate Counsel - Legal, Compliance & Corporate Governance

Corporate Counsel - Legal, Compliance & Corporate Governance via United Consumer Financial Services

Thank you for your interest in UCFS. A member of our hiring team will be in contact if additional information is needed or we wish to schedule an interview. If you are not selected for an interview, we encourage you to view our postings regularly as new positions are posted when available.