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For over 35 years, United Consumer Financial Services (UCFS) has offered financing solutions to thousands of merchants and distributors and has serviced almost four million satisfied consumers. UCFS provides a multitude of financing services to distributors, merchants and professional service organizations, as well as consumers throughout the United States, Puerto Rico, Canada, Australia and the United Kingdom. We believe that business success is best achieved by building long lasting and mutually beneficial relationships. We have built our business upon a foundation of ethical values that closely parallels our parent company, The Scott Fetzer Company. These values are guided by three simple, yet powerful words: Integrity – being honest and always considering the moral implications of each and every business decision we make. Responsibility – taking accountability for the decisions we make, as well as recognizing when corrective action is necessary. Respect – treating others fairly and with dignity at all times. Our business is conducted with an integrity unrivaled in our industry. Our commitment to treating each and every customer we encounter justly and with respect has been the key to our success. Making responsible business decisions helps us to ensure each of our business relationships remain mutually beneficial, fostering sustainable growth for both UCFS and its customers. We have built our success on a foundation of teamwork and perseverance. A holistic understanding of the financial industry enables us to view our customers as extended members of our team. We realize that we can only be as successful as the people and businesses we serve. We provide short-term consumer financing through merchants and distributors for many different types of goods and services. Our four decades of experience uniquely position us to provide extremely competitive contracts that can be customized to your exact requirements. Today, UCFS is a team of over 200 professionals working in the United States and abroad.