Furniture Financing

Furniture store owners and adjustable bed businesses can make the shopping process more rewarding and less stressful for those dealing with urgent needs and limited budgets. By offering easy furniture financing from United Consumer Financial Services (UCFS), not only can retailers move inventory, but they can also send customers home with the furniture they want — and payment plans that meet their needs.

How To Offer Easy Furniture Financing Options

  • As a furniture or mattress retailer, you can sign up to become a business that offers UCFS financing options to customers (no registration fee required)
  • If a customer is interested in furniture or mattress financing options, you can guide them through an easy online credit application
  • Within minutes, you’ll be notified if the credit application was approved, and the approval easily converts to a contract
  • Customers begin repayment of the financed amount after 30 days
Why Customers Want To Finance Their Furniture Purchases
  • They can get the items they need now and pay it off in a few years or less
  • Payments are spread out over a set length of time and are easier to manage compared to a large lump sum
  • They’ll get reasonable monthly payments that work with most budgets
  • Unlike some other furniture financing companies, UCFS offers fast, friendly service and an easy application process that makes furniture, adjustable bed and mattress buying less intimidating.

To help mattress retailers and furniture businesses meet their operational goals in an ever-changing market, and make it possible for customers to update or furnish their living spaces from scratch, financing is an ideal method of payment for both shoppers and sellers. By offering an easy furniture financing solution, you can set your store apart in the industry and help those who might rely on available cash and credit cards to cover daily living expenses. Customers can make their homes more welcoming now and pay their furniture off over time at a low monthly fixed amount.

UCFS Furniture Financing Advantages Include:
  • Credit decisions in minutes
  • A high percentage of approved customers
  • The capability to finance amounts of $1,000 to $10,000
  • Low, fixed monthly payments with a set number of months
  • Consumer interest rates that are competitive or lower than other furniture financing companies
  • No penalties for early payoff
  • Customer auto-pay option
  • An online merchant portal to review accounts
  • Full-service customer website for account management and payments
  • No-interest, same-as-cash options
  • Prompt payment from UCFS to the store
 
Everyone deserves a cozier home

UCFS has been offering financing solutions to accommodate budgets of all sizes since 1980. We’re committed to helping furniture retailers provide the products customers need to create the homes they’ve always dreamed of. And thanks to reasonable terms and low monthly payments, getting furniture no longer has to be an overwhelming task.

UCFS partners with furniture retailers, adjustable bed businesses, mattress retailers/mattress warehouse retailers and furniture call centers to offer financing options to consumers. If you are a customer who wants to finance a purchase, please have your favorite business contact UCFS about our financing programs.
Contact Us Today to Learn How UCFS Can Help Your Business

Fill out the form below or call us at 877-373-3482, we look forward to hearing from you.