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Our Company

We provide financing services that empower both the merchant and the consumer. Integrity, responsibility and respect are our guiding principles.

Consumer Services

We're always looking for opportunities to serve you better. Our dedicated account services team work hard to create lasting relationships with each and every client we work with.

Career Opportunities

UCFS employees are key to the success of our company. We value what our employees offer. You can build your career through the unique opportunities available with us.

UCFS Announces Promotion of Nick Codispoti to President
  UCFS ANNOUNCES PROMOTION OF  NICK CODISPOTI TO PRESIDENT   FOR IMMEDIATE RELEASE CLEVELAND, OH, October 8, 2019 – Unite...
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Consumer Financing Solutions Part 3: How to Overcome Objections to Financing a Sale
This is the third and final post in our three-part series on consumer financing solutions. This article discusses how to overcome objecti...
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The Quality Service You Expect From A Trusted Partner

At United Consumer Financial Services we have been providing quality service and financing to merchants and independent distributors for 40 years. UCFS is the leading financing provider for distributors and merchants throughout all 50 states, as well as in Puerto Rico. We provide closed-end, retail installment sales contracts and finance market-leading products and services. UCFS is also a leading international finance partner for distributors and merchants in Canada, the United Kingdom, Australia, New Zealand and Italy. Our company has a solid reputation for being a trusted, responsible, and financially strong service provider.