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UCFS. The Consumer Financing Company Businesses and Merchants Trust.

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Are you a business that wants to offer financing solutions to your customers?

We’ve been providing quality service and financing to businesses and independent distributors for over 40 years. UCFS is the leading financing provider for distributors and merchants throughout all 50 states, Puerto Rico and Canada. We provide closed-end, retail installment sales contracts and finance market-leading products and services for businesses.

If your business wants to offer customer financing, we can help.

California residents: click here to review our privacy policy before submitting a form on this website.

Or give us a call at 877-373-3482.

Why should your business choose UCFS as your customer financing program?

40+ Years In Business

Over 40 years helping businesses grow by offering customer financing.

No Added Fees

No fee to register with UCFS, no set-up fees, and no ongoing monthly fees.

Competitive Rates

A consumer rate that is competitive compared to credit card rates.

Low Monthly Payments

Set dollar amount for a set period of time to fit most consumer budgets.

Fast Credit Approval

Submit credit apps online or call them into the UCFS hotline.

Get Paid Quickly

Your business is paid promptly, usually within 2-3 days after contract signing.

Grow Your Business By Offering Financing Solutions To Your Customers

We provide merchant financing services that empower both the merchant and the consumer. Integrity, responsibility, and respect are our guiding principles.

UCFS Consumer Financing Resource Center

I have utilized United Consumer Financial Services to provide consumer financing for our business over the past 20+ years. It has been an incredibly rewarding and profitable experience. UCFS has a dedicated staff that is available literally seven days a week to assist customers with any issues that may arise. I strongly recommend you consider UCFS as a partner to help you grow your organization.

Albert A.
Business Owner
If you’re a business and want to offer financing, we can help.

California residents: click here to review our privacy policy before submitting a form on this website.

Or give us a call at 877-373-3482.