We Work With Some Amazing Merchants. Join Our Program Today.
Our Company

We provide financing services that empower both the merchant and the consumer. Integrity, responsibility and respect are our guiding principles.

Consumer Services

We're always looking for opportunities to serve you better. Our dedicated account services team work hard to create lasting relationships with each and every client we work with.

Career Opportunities

UCFS employees are key to the success of our company. We value what our employees offer. You can build your career through the unique opportunities available with us.

Financing Simplified: Your Guide to Talking with Customers about Financing via United Consumer Financial Services
Financing Simplified: Your Guide to Talking with Customers about Financing
More than ever, shoppers rely on consumer financing options to bring home their big-ticket items, or get a much needed service for their ...
   Read
Is Buy Now Pay Later (BNPL) The Right Fit for Your Business? via United Consumer Financial Services
Is Buy Now Pay Later (BNPL) The Right Fit for Your Business?
Buy Now, Pay Later (BNPL) is a consumer financing option that allows your customers to bring home your goods or services without paying t...
   Read

The Quality Service You Expect From A Trusted Customer Financing Company

At United Consumer Financial Services we have been providing quality service and financing to merchants and independent distributors for 40 years. UCFS is the leading financing provider for distributors and merchants throughout all 50 states, as well as in Puerto Rico. We provide closed-end, retail installment sales contracts and finance market-leading products and services. UCFS is also a leading international finance partner for distributors and merchants in Canada, the United Kingdom, Australia, New Zealand and Italy. Our company has a solid reputation for being a trusted, responsible, and financially strong service provider.