We Work With Some Amazing Merchants. Join Our Program Today.
Our Company

We provide financing services that empower both the merchant and the consumer. Integrity, responsibility and respect are our guiding principles.

Consumer Services

We're always looking for opportunities to serve you better. Our dedicated account services team work hard to create lasting relationships with each and every client we work with.

Career Opportunities

UCFS employees are key to the success of our company. We value what our employees offer. You can build your career through the unique opportunities available with us.

Benefits of Choosing Consumer Financing for Your Pet Retail Business via United Consumer Financial Services
Benefits of Choosing Consumer Financing for Your Pet Retail Business
Consumer financing helps you find forever homes for more pets, enabling you to grow your business and serve more customers than ever befo...
Financing Myths vs. Reality via United Consumer Financial Services
Financing Myths vs. Reality
Consumer financing has proven itself an incredible tool for companies to serve a wider breadth of customers while moving products and ser...

The Quality Service You Expect From A Trusted Customer Financing Company

At United Consumer Financial Services we have been providing quality service and financing to merchants and independent distributors for 40 years. UCFS is the leading financing provider for distributors and merchants throughout all 50 states, as well as in Puerto Rico. We provide closed-end, retail installment sales contracts and finance market-leading products and services. UCFS is also a leading international finance partner for distributors and merchants in Canada, the United Kingdom, Australia, New Zealand and Italy. Our company has a solid reputation for being a trusted, responsible, and financially strong service provider.