Become a Merchant

The UCFS Merchant Program

The UCFS Merchant Program helps businesses grow by making products and services affordable to consumers with low monthly payments over a set period of time! When sellers offer low monthly payments, consumer make their purchase without cutting into daily living expenses.

Perhaps your existing finance company no longer provides the service and capital you need to grow your business?  Becoming a client of UCFS is not just a smart business decision; it’s incredibly easy. We have over 40 years of experience in consumer financing. Our mission is to help our business partners succeed – because only then – will we succeed.

UCFS has standard and custom financing solutions tailored to meet a business’ operations, pricing needs and risk level. UCFS retains a small fee when the business is paid for funded contracts, usually paid within a few days of the contract signing or service fulfillment.

Programs can be with a Standard Discount (fee), with tiered fees based on consumer credit quality and other factors, or a Reserve Program when a fund holding account is established and the business shares in the risk of consumer repayment.

If you want to serve more customers by adding low monthly payment to your offering – you’ve come to the right place!