Nick Codispoti leads United Consumer Financial Services in all global, strategic and day-to-day planning and operations. Prior to being promoted to president, Mr. Codispoti guided UCFS finance and operations divisions for four years. Nick has over 25 years of experience developing, executing and delivering excellent results with domestic and international operational programs, underwriting, go-to-market strategies, accounting, investor relations, risk management and financials. Nick is a CPA and earned his MBA at Kent State University. Prior to joining UCFS, Nick held the role of Director, Treasury and Risk Management with Diebold, Inc.