UCFS Leadership Team

Joe Francesconi

Joe Francesconi

President

Mr. Francesconi leads our global, strategic and day-to-day planning and operations and brought over 25 years of experience in financial services and executive management to UCFS.  Joe joined UCFS in 2014 and his leadership is the driving force to the company’s transformation, growth and expansion.  Prior to joining UCFS, he held senior leadership positions with NMI Holdings, Inc. and PMI Mortgage Insurance Company (currently Arch MI).  He earned his business degree from the Boler College of Business at John Carroll University. 

Nick Codispoti

Nick Codispoti

Vice President, Finance

Mr. Codispoti heads UCFS finance and operations in both day-to-day and strategic initiatives.  Nick has over 25 years of experience developing and delivering accounting, risk management, investor relations, finance and operational management. Nick is a CPA and earned his MBA at Kent State University.  Prior to joining UCFS, he held roles in Finance, Treasury and Risk Management with Diebold, Inc.

Ilah Adkins

Ilah Adkins

Vice President, International Operations & Business Strategy

Ms. Adkins leads UCFS’ international operations, business strategy and regulatory teams. Ilah received her Juris Doctorate from Cleveland John Marshall Law School. Prior to UCFS, she held business manager and associate general counsel roles with Scot Laboratories, The Scott Fetzer Co. and Citizens Financial Group.

Eric St. Cyr

Eric St. Cyr

Vice President, Kirby North America

Mr. St. Cyr leads the UCFS business development, marketing and relationship management teams for Kirby NA.  Eric has been with UCFS for 34 years and held various leadership roles in Risk Management, Credit and Operations during his tenure.  He earned his business degree from the University of Dayton.

Paul Grimone

Paul Grimone

Vice President, Information Technology

Mr. Grimone leads UCFS’ network/infrastructure, applications development, security, and company technology and telephony operations, both day-to-day and strategic.  Prior to joining UCFS, Paul spent 18 years with American Greetings in senior technology and architecture roles. He earned his Computer Science degree from Edinboro University of Pennsylvania.

Joe Drake

Joe Drake

Director, Sales & Marketing, New Business

Mr. Drake leads UCFS’ new markets sales and marketing teams in the U.S. Prior to joining UCFS, Joe held various sales leadership positions gaining extensive experience building and leading dynamic sales teams from a start-up to growing established national accounts teams with Synchrony Financial, Bonnie Bell and OfficeMax. He earned his business degree from the Boler College of Business at John Carroll University.

Susan Crawford

Susan Crawford

Director, Human Resources

Ms. Crawford leads UCFS’ Human Resources team, responsible for talent acquisition, organizational development, payroll and benefits, facilities and charitable giving initiatives.  Susan holds a Master’s degree in Organizational Management from the University of Phoenix and Senior Professional in Human Resources (SPHR) certification. Prior to joining UCFS, Susan held leadership roles with Things Remembered and Austin Powder.

David Girt

David Girt

Director, Account Services

Mr. Girt directs UCFS’ account services teams, initiatives and policies.  He has been in the customer service and collections field for most of his career leading call centers and third party collections agencies.  Prior to joining UCFS, Mr. Girt held leadership roles with Dun & Bradstreet, several collections firms, and is a decorated veteran serving in the United States Marine Corps. David attended The University of Akron studying business administration.  

Jonathon Kamleitner

Jonathon Kamleitner

Director of Operations, UCFS Australia Pty Ltd

Mr. Kamleitner leads operations and sales for UCFS Australia Pty Ltd. Jonathon has over 9 years’ experience in financial services. Prior to joining UCFS, he led business development for one of Australia’s largest vehicle finance and fleet management organisations. Jonathon holds a Bachelor of Business degree from Swineburne University.

Katia Newman

Katia Newman

Director of Operations, UCFS Europe

Ms. Newman leads UCFS Europe’s operations and business development efforts. Katia has over 15 years of financial services experience. Prior to joining UCFS, she held a range of senior and general management positions in fast growing consumer finance companies and most recently was an executive at Oakbrook Finance Ltd.  Ms. Newman holds a Master’s Degree in Aerospace.