Funeral Service Financing

A funeral home's number one goal is ensuring families receive the best possible service for their loved one, as well as all the services they desire. United Consumer Financial Services' top priority is helping funeral homes grow their business by providing funeral service financing options to families for their service.

It happens every day; a grieving family selects more options for their funeral than their budget allows. With financing - or low monthly payments for a set period of time - families can achieve their desired memorial service.

If you're searching for a company that offers financing services and payment plans for your funeral customers, UCFS can help.


Funeral Homes can:

  • Increase the number of families served, improve cash flow
  • Differentiate from other funeral homes in their market by offering financing for funeral services, headstones, or memorials
  • Offer an additional payment method to supplement cash, credit and insurance assignment
  • Provide customers of all credit levels a funeral service they desire for their loved one
  • Eliminate financial risk of using the funeral home’s capital to do their own family financing
  • Receive funding quickly – usually within 2 to 3 days.

Families Have Access To:

  • Flexible financing terms – which means low monthly payments
  • Same-as-cash options
  • Competitive interest rates as compared to other financing companies and compared to credit cards
  • Financing for all or a portion of family funeral costs
  • Two or more family members can cover the cost of one funeral/memorial
  • Fast credit decision, within minutes, to plan accordingly
  • Bank or credit/debit card autopay for set-it-and-forget-it payments
  • Online payment portal for account balance inquiry and management

No matter when at-need funeral payment discussions arise – before or after selecting funeral or memorial services – consumer financing is a critical payment option to ensure a profitable business.

Becoming a United Consumer Financial Services Client is Easy
  • Sign the UCFS Merchant Agreement. Allow approximately 3-5 business days for processing.  (The merchant agreement must be complete to finance a customer.)
  • Personal training on the UCFS credit application process – approximately 20 minutes
  • Begin offering financing to your customers right away
  • Complete credit applications online (24/7) or a paper credit application to call into the  UCFS Instant Credit hotline, available 8am – 1am most days
  • Have customers complete credit applications online from the comfort of their own home or from your facility’s tablet or computer
  • There is no cost to set up a Merchant Agreement, get started below!


Learn how offering consumer financing can help your business grow.

Give us a call at 877-373-3482 or fill out the form below.

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