The Funeral Industry’s Ethical Dilemma: How To Help Families Afford The Services Loved Ones Deserve

The funeral industry is in a uniquely difficult position. While it exists to help families honor loved ones in the dignified ways they deserve, it’s not exempt from the realities of customers’ budgets. And sadly, death and grief affect families in all economic circumstances.

A natural sense of empathy for those who are grieving can weigh heavily on funeral business owners, especially when a family is not financially prepared for the cost of a funeral. In the spirit of compassion, owners may feel compelled to offer deep discounts — but no business can survive by operating at a loss.

Fortunately, there’s a simple way for funeral business owners to mitigate customers’ costs without sacrificing their own financial stability.

How The Funeral Industry Can Help With Funeral Costs

In the United States, the average cost of traditional funeral arrangements ranges from $8,000-$10,000. For many families, covering such costs upfront can seem impossible. Most businesses within the death care industry try to offer discounts, but frequently doing so can make it difficult to cover operational costs, including permit renewals to meet national, state and local regulations.

To remain financially viable while still offering funeral assistance to families who need it, death care industry professionals should consider funeral financing options.

Financing options can help make a painful time a little easier for families. It can also help funeral providers set their businesses apart from other local death care providers. Having a diverse selection of payment options shows customers the most important thing they need to see: that the funeral home they’ve selected is committed to helping ensure a beautiful service for their loved one.

How UCFS Can Help The Funeral Industry

UCFS offers funeral business owners and families a variety of benefits to help make funeral plans as worry-free as possible.

For Businesses:

  • Quick credit decisions using criteria beyond credit scores
  • Direct payments from UCFS
  • No setup or monthly fees
  • Co-branding options for informational materials such as brochures
  • Online merchant portal for easy account and payment review

For Families:

  • Financed amounts of up to $10,000
  • Dedicated, friendly finance and customer service teams
  • Fixed, low monthly payments
  • Ability to choose any funeral service amenities and options they desire
  • Online portal for easy bill payment and review, including auto-pay options

Make UCFS An Option At Your Funeral Business

Offering funeral financing through UCFS means choosing the most responsible and caring way to help with funeral costs. Learn more about our programs, and sign up for free to begin working with UCFS today.